Roof Damage Insurance Claims
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With Branson’s harsh weather conditions, it’s inevitable that homeowners must often deal with the reality of the devastating damage storms can do. Hurricane, wind, hail, debris, and trees can cause minor or severe damage if the conditions are right. If roof damage, in particular, goes unchecked, further water or structural damage can occur over time.
Lucky for some, there’s damage insurance to help fund repairs. However, the claims process is not always that simple. The Micham Roofing Company has helped countless Branson homeowners with insurance claims for storm damage roofing repairs. We’re industry experts that can help you solve your roofing issues and damage claims. As roofing insurance can be quite complicated, let’s take a closer look at the process and how we can help.
1. ASSESS DAMAGE
A self-inspection of the damage is a good first step, but bear in mind that you may not be able to spot all damage.
Contact your local roofing contractor to further assess the damage as there is a good chance you as the homeowner won’t catch everything.
2. CONTACT INSURANCE PROVIDER
Once damage is identified, contact your insurance company to report the issue and begin the claims process.
Make sure to get in touch with your insurance provider as soon as you’re aware there is damage to your roof.
3. INSURANCE ASSESSMENT
Your insurance provider will then send an individual to your home to assess in order to determine if there is damage and whether your insurance policy covers it.
4. FILE DOCUMENTATION
Once you decide to repair the roof, you’ll have to file documentation that outlines the repairs required. This documentation should also outline the person who fixed it, as well as the cost associated with the repairs.
5. WAIT FOR THE OUTCOME
Once you have filed all your documentation, you should hear back from the insurance provider in due course.
If you experience a delay in the verdict on your claim, it’s important to ask your insurance company for additional clarity.